$500,000 in coverage. No exam required. Rates in 2 minutes. Protected by the highest-rated carriers in America.
Sample monthly premiums — $500,000, 20-year term, preferred non-smoker. Female rates 15–20% lower.
| Age | Male (Preferred) | Female (Preferred) | Male (Standard) | Coverage |
|---|---|---|---|---|
| 25 | $21/mo | $18/mo | $29/mo | $500,000 · 20yr |
| 30 | $25/mo | $21/mo | $35/mo | $500,000 · 20yr |
| 35 ⭐ | $31/mo | $26/mo | $44/mo | $500,000 · 20yr Most Popular |
| 40 | $44/mo | $37/mo | $62/mo | $500,000 · 20yr |
| 45 | $67/mo | $54/mo | $96/mo | $500,000 · 20yr |
| 50 | $102/mo | $80/mo | $146/mo | $500,000 · 20yr |
| 55 | $157/mo | $118/mo | $224/mo | $500,000 · 20yr |
Rates are representative estimates. Your actual premium depends on health class, state, and carrier. Get a personalized quote to see your exact rate.
We only work with carriers rated A or higher by AM Best — the gold standard of insurance financial strength.
AM Best ratings reflect carrier financial strength. A++ is the highest possible rating.
Most applicants have an approved policy in 24–72 hours. No pressure, no upselling.
Age, coverage amount, term length, and basic health info. Takes about 2 minutes online or on the phone.
A licensed broker compares all available carriers side by side — including carriers you can't get direct quotes from online.
No exam required for most applicants. Choose your coverage and start protecting your family — often in under 48 hours.
Licensed, independent brokers — real human help
"I kept putting off life insurance for years. Took 8 minutes to get a quote, got approved the next morning. $750,000 in coverage for $41/month. My wife cried. Worth every second."
"I'm a type 2 diabetic and assumed no one would insure me at a decent rate. The broker found me a policy at standard rates — $38/month for $250K. I couldn't believe it."
"Single mom of two. Every broker I called tried to sell me whole life at $400/month. TrustedQuotes showed me term life — $1M for $52/month. That extra $350/month changed my budget completely."
A 35-year-old pays $31/month. A 40-year-old pays $44/month. A 45-year-old pays $67/month. Same policy. Same coverage. Just older.
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