Life Insurance Quotes in Missouri 2026 — Compare & Save

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What You'll Pay in Missouri — 2026 Rates

$26/mo

Female, 35, $500K

$31/mo

Male, 35, $500K

$54/mo

Male, 35, $1M

48 hrs

Typical approval time

Coverage Amount	Age 30 (F)	Age 35 (M)	Age 40 (M)	Age 45 (M)
$250,000	$14/mo	$20/mo	$29/mo	$44/mo
$500,000	$21/mo	$31/mo	$44/mo	$67/mo
$750,000	$30/mo	$44/mo	$63/mo	$97/mo
$1,000,000	$37/mo	$54/mo	$80/mo	$106/mo

How to Get a Life Insurance Quote in Missouri

Use our calculator to estimate how much coverage your family needs
Request a quote — answer a few health questions (no exam needed for most applicants)
We compare 20+ carriers and present your best options
Choose your plan — get approved and covered, often within 48 hours

Free service: Brokers are compensated by the carrier, not you. You pay the same premium whether you use a broker or apply directly — but a broker shops every carrier simultaneously.

Top Life Insurance Companies in Missouri

Carrier	AM Best	Starting Rate (Age 35)	No-Exam?
Protective Life	A+	$31/mo	Yes
Banner Life	A+	$32/mo	Yes
MassMutual	A++	$35/mo	Yes
Pacific Life	A+	$34/mo	Yes

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