Compare ACA marketplace plans, private insurance, and local carrier options available to Colorado Springs residents in 2026. Licensed brokers help you find the lowest rate.
Get Your Colorado Springs Quote →Living in Colorado Springs gives you access to all plans available statewide on Connect for Health CO, plus direct-purchase private plans from major Colorado carriers. With Colorado's Medicaid expansion, low-income adults may also qualify for free coverage.
Enroll during Open Enrollment (Nov 1 – Jan 15) or during a Special Enrollment Period. Tax credits based on your income can make Silver plans extremely affordable.
Available year-round directly from carriers. Good for those who don't qualify for subsidies or need immediate coverage outside open enrollment.
Temporary plans to bridge a gap. Lower cost but limited benefits — not a substitute for comprehensive coverage.
| Carrier | Rating | Est. Monthly Premium |
|---|---|---|
| Kaiser Permanente | ★★★★★ | $360–$415/mo |
| Cigna | ★★★★☆ | $370–$425/mo |
| Friday Health Plans | ★★★☆☆ | $295–$355/mo |
Premiums for a 40-year-old non-smoker in Colorado Springs, CO before subsidies.
Our licensed CO brokers shop every plan available in Colorado Springs and find your exact subsidy amount. Takes under 5 minutes.
Get Free Colorado Springs Quotes →The benchmark Silver plan in Colorado Springs averages approximately $376/month before ACA subsidies. With tax credits (available to households earning 100–400% of the federal poverty level), many Colorado Springs residents pay $0–$150/month.
Kaiser Permanente is consistently top-rated in Colorado for network size and member satisfaction. However, the best plan for Colorado Springs residents depends on your preferred doctors, prescription needs, and income level.
Yes — licensed brokers at TrustedQuotes can enroll you in any plan available in Colorado Springs at no extra cost. The broker fee is paid by the insurance company, not you.
Hospital networks vary by carrier. Before enrolling, ask your broker to verify that your preferred Colorado Springs hospital and doctors are in-network. This is the most common source of surprise bills.